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Saturday, January 10, 2026

Hawaii in Pictures and videos

Here are some of the sights and sounds I enjoyed on my Hawaiian Cruise. Enjoy!
https://photos.app.goo.gl/H2oauxWacmF13PdP8 


Wednesday, December 10, 2025

Hawaiian Cruise Day 8

This was probably one of the more somber days of the cruise. Our tour took us to the Punch Bowl where over 13000 soldiers and sailors who died during world War II are buried. It is an actual extinct volcano called Pouwaina. I was also able to do something that, growing up, I only read about in history books. I got to see the USS Arizona Memorial and see where the attack on Pearl Harbor took place. Did you know the USS Arizona still leaks oil to this day? It is a phenomenon ofter called the "Black Tears of the Arizona". This oil leak is expected to continue for centuries as it is estimated that hundreds of thousands of gallons of fuel remain trapped inside the hull. When the ship was sank, it was fully fueled with about 1.5 million gallons. While on the memorial, you can look down and see the ship beneath the water. On one side of the memorial, part of one the smoke stacks sticks out of the water. The USS Arizona was declared a war grave because many of the bodies remain on the ship. They were unrecoverable because of the explosion and fires. While some bodies were vaporized, some were trapped in inaccessible parts of the wreckage and some were too badly damaged to be recovered. So, there are crew members entombed with the ship, which is sobering to realize as you are standing over crew members graves. At the far end of the memorial, there is a wall with all of the names of those who died. There are over one thousand bodies (1,102 according to Wikipedia) who are entombed on the Arizona.With the total number killed being 1,177 soldier and Marines. It is interesting that we were there on the 6th because next day, the 7th, marked 84 years since the attack. The area was getting ready for the commemoration for the next day.
I also learned that soldiers who die can be buried at Pearl Harbor. They can be buried at the National Memorial Cemetary of the Pacific (Punchbowl) and survivors of the USS Arizona attack can have their ashes interred within the ship's wreckage. I don't believe there are any survivors of the attack left. It would also be interesting to find out how many soldiers died later and were buried with their shipmates. While looking at all those names, I thought about the song "war" by Edwin Starr. "War, what is it good for, absolutely nothing. It ain't nothing but a heartbreaker, friends only to the undertaker."

Hawaiian Cruise Day 7

So today is packing day. We have to get off the ship tomorrow at 7:45am for our 6 hour tour. We did go back to the small shopping area up the street on the free shuttle bus. We were able to walk around and get a few more souvenirs before walking back to the bus. We had dinner with the friends and made promises to keep in touch. 

Hawaiian Cruise Day 6

I could not sleep last night. Not sure if it was anticipation for today or what. So I got up early and got ready while hubby was still asleep. I also made sure I rubbed magnesium on my aching legs. I heard it helps with sore muscles, so I might as well try it out. Make sure when you visit you have good walking shoes. I will have to check my average steps, but each day has been between 6,000-11,000 steps. So, if you are not used to walking that much, like me, bring something for sore muscles!
I am sitting in the Hollywood Theatre waiting to board the bus for our 8 hour tour! Yep, 8 hours. They better take me everywhere during these 8 hours! So, as we go, I will photo document the journey.
Living here is expensive. Homes with 2 bedroom and one bath is in the $600k. Renting a one-bedroom studio $2k month. 3 bedrooms homes go for $800k and up.
Gas, regular unleaded $4.97 a gallon.
Macadamian nut trees take 9-12 years to produce nuts.
Just saw some $5.26 for a gallon of gas.
Bus driver Janna.

There is a forbidden island just off the coast. There are 70 people on the island and there are no visitors allowed! There is a weekly barge that supplies basic goods.
We did a lot in the 8 hours on the bus! I will have to go back thru the photos just to tell you everything. We did see a canyon. It was breathtaking. Photos do not do it justice! Before our day was completed, we had seen waterfalls, visited a canyon, been on a boat ride, visited a blow hole, and ate lunch.
When we got back to the ship, we got ready for our mid-week christian meeting. Witnesses from all over the USA and we all were on the same page and had the same information for our meeting. After the meeting, we had dinner together.
Another beautiful day in the books.
Tomorrow we will sleep in and explore the ship after we start packing. We leave this island at 5pm tomorrow headed back to Honolulu. There we will have one more excursion on Saturday before heading home.

Hawaiian Cruise Day 5

Today we are at Kona. Famous for its coffee as well as where the Ironman competition is held. They also have the only seahorse farm in the US. It's 7am here, sunny and bright. The temperature today will be in the low 80's as it has been here every day since arriving here on Saturday. We also met friends from Ottawa, Canada who were not part of our group but found us because of the friends at the cart on Hilo. 
Today we trecked through town like the visitors we were and had an awesome experience. We shopped for souvenirs and had fun with the locals in different shops. 
I had an acai bowl at one of the local shops that was very good. They had 2 ABC stores that were more like variety stores that had a corner with the alcohol in it. The stores had a little of everything. We found some good things to take home for gifts. 
Before dinner, we were in conversation with a sister and more friends came and joined us. We lingered until we had to go to our different dinner reservations. What a wonderful gift our friends are to us. 
Dinner in the main dining room was filled with laughter and true life stories stranger that any fiction from imagination. I was wiping tears from laughing so much! Another sister and I had to agree, as we were finally walking out, that we hadn't laughed that much in a very long time. But, truth be told, she was one of the main ones making us laugh. We had such a fun night that will stay with us for a long time. 
After being at dinner for over 2 hours, it was time to wind down. Tomorrow is a big day. We visit Kauai and have to meet at 8:15am for our excursion. We are nearing the end of our cruise. We will overnight tomorrow and leave Kauai on Friday at 5pm. Then we will be in Oahu on Saturday for our return flight. However, out flight doesn't leave until 6pm, so we will have one last excursion on Saturday before heading home. 

Wednesday, December 3, 2025

Hawaiian Cruise Day 4

Today we are in Hilo. We have a 6.5 hour tour. We are on a tour bus and will visit the best of the island. This is on the coast of the big island. It is the largest city on the island. Today was so full, I was ready to go to bed at 8:30pm! We had a tour of the island from 9am until after 3:30pm. I had over 8,609 steps for today. But, we stopped at 3 waterfalls, a macadamian nut factory, a chocolate store, a park and a zoo. All in one day. We learned about the history, folklore and people of the islands. We even learned a few Hawaiian words along the way. Albert was an awesome bus driver/tour guide. The tour was called Best of Hilo. And we went all over the island. And when we got back, we had time to sit for a few minutes on the balcony before changing for dinner at Cagney's Steakhouse, a specialty dining option that was a part of our cruise package. Tomorrow is Kona. We don't have an excursion for that island (it is actually on the other side of the island we were on today). We will probably sleep a little later and then go exploring the area. 

Tuesday, December 2, 2025

Hawaiian Cruise Day 3

Today was our last day in Maui. We set sail after 6pm today. Tomorrow we are at Hilo. We have an excursion so there will be lots of photos! Today we stayed on the ship, ate good, ran into some of the 40 people in our group, and had some good laughs. We had specially dining at la Cuchina, an Italian restaurant.  The food was good and we had Moscato (wine) with our meal. Vaughn had the salmon and I had the beef lasagna. Both were good. We had calamari as our appetizer and Gelato for dessert. After dinner we went to the shore excursion desk and picked out what we were going to do at the rest of the islands as well as a post-cruise excursion. The excursions are (to me) expensive, so make sure you budget accordingly. I would advise getting your excursions before getting on the ship, thru the app. Excursions range from $99 to $399 per person. Make sure you have some cash for spending at the ports too. Try to bring what you think you need with you (like over-the-counter medicines) because everything here costs more than back home. 

Monday, December 1, 2025

Hawaiian Cruise Day 2

This morning, we arrived in Maui. We will overnight here and leave late tomorrow (Monday). I will say that there were lessons learned today as well. Please make sure you get an excursion to see the sites because there is nothing when you get off the ship. Only taxis waiting to take you somewhere. Since we did not book excursions, we chose to walk the quarter mile to the "mall". We were able to get there safely by way of a green fence corridor. Once there, it was not a lot to see or do. There were a few stores open (drug store, supermarket, eateries, UPS, etc.) I was able to get an awesome shot of the mountains though. I was also able to get in over 8k steps. For future travelers, book an excursion unless you love, love, love to walk. 

Hawaii Cruise Day 1

The first day was long! Out cruise was from Nov 29-Dec 6, 2025. We started with a 6am flight from Charlotte, NC to Washington, DC. We left DC at 9am and got to Hawaii 11 hours later. I was worried because I do not like to fly. Not only do I not like it, I had never been in the air for that long non-stop. When we arrived in Honolulu, it was 3pm. We lost 5 hours along the way. So back home, and according to my body, it was 8pm! So, when I saymy body was confused, I mean it was ready to lie down but the daytime was throwing me off. So when I went to sleep, I slept long and hard. So, I suggest, if you are doing a cruise to Hawaii, go a few days early and let your body get used to the time difference. Check in was easy, and we had checked in before we left home. There was no long line for us to stand in and the walk to the ship after checking in was just one ramp up to the ship! Getting on the ship was easy. If you book your flight with NCL, the transfers are included. They had a 2 for 1 sale on airfare, so we opted to do that instead of getting our own air. A great feature with booking air with the cruise like is that if you are delayed, they will make sure you get on the cruise ship. Because of the recent problems with the airlines/airports, we wanted that extra assurance. The Pride of America was the name of the ship. It is the only one that cruises the Hawaiian islands. And it is one of the cruise lines smaller ships with only 2180 guests at capacity. The ship was built in 2005 but had been refurbished earlier this year, according to their website. So, lessons learned were to come a few days early so your body can adjust if you are coming from the east coast. If not, you will do a lot of sleeping that first day aboard. Ship sails at 7pm. 

Friday, March 28, 2025

Should You Buy New Construction or Resale? A First-Time Homebuyer’s Guide for North Carolina

 As a first-time buyer, you may be wondering whether it’s better to purchase a brand-new home or a resale property. This guide breaks down the pros and cons of each option in North Carolina.

  1. Advantages of New Construction Homes: No repairs or renovations required, modern features, and energy efficiency.
  2. Benefits of Resale Homes: Established neighborhoods, often more affordable, and potential for negotiation.
  3. Local Trends in NC: Which is more common or preferable in different areas like Raleigh, Greensboro, or Wilmington.

Choosing between a new construction or resale home depends on your budget, needs, and lifestyle. Both options have their perks, so consider what works best for you in North Carolina’s diverse housing market. At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Friday, March 21, 2025

Why Now Is a Great Time to Buy Your First Home in North Carolina

 With low mortgage rates and competitive housing options, it’s a great time for first-time homebuyers to purchase a home in North Carolina. Here’s why now might be the perfect moment to make your move.

  1. Current Market Trends in NC: Analyzing the current housing market in major cities like Charlotte, Raleigh, and Durham.
  2. Interest Rates and Affordability: Why low mortgage rates benefit first-time buyers in North Carolina.
  3. Government Incentives for First-Time Buyers: Review of any current programs that can help first-time buyers make the leap.

Now could be the best time for first-time homebuyers to get into the North Carolina market, so take advantage of favorable conditions while they last! Let's talk! At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Friday, March 14, 2025

How Property Taxes Work in North Carolina for First-Time Homebuyers

 Property taxes are an important factor to consider when buying a home. This post explains how property taxes are calculated in North Carolina and how first-time buyers can plan for them.

  1. How NC Property Taxes are Determined: The role of local governments and tax rates in different counties.
  2. Exemptions and Deductions: Any property tax exemptions that may apply to first-time buyers in NC.
  3. Budgeting for Property Taxes: How to factor property taxes into your home-buying budget.

By understanding property taxes in North Carolina, first-time homebuyers can avoid surprises and better plan their homeownership expenses. At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Friday, March 7, 2025

First-Time Homebuyers: Navigating the NC Closing Process

 Closing on a home is one of the most important steps in the buying process. In this blog, we’ll break down what to expect during the North Carolina closing process and how to prepare.

  1. Understanding NC's Closing Costs: From attorney fees to title insurance, what buyers need to know about closing costs.
  2. The Role of an Attorney in North Carolina: Why hiring a closing attorney is required in the state.
  3. Final Walk-Through: Why it’s important to inspect the home one last time before finalizing the sale.

The closing process in North Carolina is different from many states, but with the right preparation, it can be a seamless experience. We can walk with you during the entire process to help you understand each step. At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Friday, February 28, 2025

What to Know About Home Inspections in North Carolina

 Home inspections are an essential part of the home-buying process. This blog post walks first-time homebuyers through the importance of inspections in North Carolina and how to choose the right inspector.

Key Points:

  1. Understanding What’s Covered: What an inspection typically looks at, including the foundation, plumbing, and electrical systems.
  2. State Regulations on Inspections: How North Carolina handles home inspections and any unique regulations in the state.
  3. Interpreting the Inspection Report: What to do if issues are found during the inspection and how to negotiate repairs.

A thorough home inspection can save you from costly repairs down the line, ensuring your new home is safe and secure. At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Monday, February 24, 2025

Navigating the Home Inspection Process in South Carolina: A Guide for First-Time Buyers

 Home inspections are crucial to ensuring that you’re making a sound investment. In South Carolina, inspections are not required by law, but they’re highly recommended for first-time homebuyers. This blog provides tips on how to navigate the inspection process to protect your investment.


  1. Why Home Inspections Are Important: How an inspection can reveal hidden issues like foundation problems, water damage, or outdated electrical systems.
  2. Choosing the Right Inspector in SC: Tips for finding qualified home inspectors in South Carolina, including recommendations for certified professionals who understand local building codes and common issues in the area.
  3. Interpreting the Inspection Report: What to look for in an inspection report and how to use the findings to negotiate repairs or a price reduction.


A home inspection is your best defense against unexpected repair costs. Ensure that you work with a trusted professional to get a clear picture of the home’s condition.

Call BMac Realty (powered by United Real Estate Queen City) today at 704-761-4385 x2 for your free consultation today!

Friday, February 21, 2025

How to Avoid Common Mistakes as a First-Time Homebuyer in NC

 As a first-time homebuyer in North Carolina, it’s easy to get caught up in the excitement of finding your dream home. However, some common mistakes could cost you time, money, or even a failed deal.

  1. Skipping the Home Inspection: Why this is critical and what it can uncover.
  2. Overlooking Hidden Costs: Don’t forget about property taxes, HOA fees, and home maintenance.
  3. Not Working With a Local Real Estate Agent: How an agent can help you navigate local market conditions and negotiations.

Avoiding these mistakes will help you stay on track and make the best decision for your future home. Let me help you every step of the way! Call my office at 704-761-4385 x2 to schedule your home buyer consultation today!

Thursday, February 20, 2025

Top 5 Ways Identity Shield Prevents Financial Loss from Identity Theft

Identity theft can have serious financial consequences, from drained bank accounts to ruined credit scores. But with Identity Shield, you can avoid these disasters before they start. Here are five ways Identity Shield prevents financial loss from identity theft.

Benefits:

  1. Comprehensive Credit Monitoring: Identity Shield keeps track of your credit score, alerting you to any changes that could signal fraudulent activity.
  2. Dark Web Surveillance: Your personal information is constantly scanned on the dark web, where stolen data is often sold, so you can take action before it’s too late.
  3. Fraud Alerts and Early Detection: If any suspicious activity is detected, you’re notified right away, allowing you to freeze accounts and take preventive measures.
  4. Restoration Assistance: If your identity is compromised, Identity Shield will guide you through the process of restoring your identity, helping you avoid the financial pitfalls of theft.
  5. Peace of Mind for Your Family: Protecting not only yourself but also your spouse and children from identity theft ensures that your entire household remains secure.


Identity Shield offers more than just a safety net—it gives you proactive protection against the financial fallout of identity theft. Don’t wait until it’s too late—get covered today.

Go to www.BMac1.com and get what you need today!!

Monday, February 17, 2025

What First-Time Homebuyers Need to Know About Property Taxes in South Carolina

 Property taxes can significantly impact your monthly payments, so it’s important to understand how they work in South Carolina before purchasing your first home. This blog breaks down the essentials of property taxes and how they’re calculated.


  1. How SC Property Taxes are Calculated: A look at the tax rates in South Carolina, how local government assessments affect your tax bill, and the difference between primary residences and investment properties.
  2. Exemptions for First-Time Buyers: Available tax exemptions or reductions for primary residences, such as the Homestead Exemption for seniors and disabled homeowners.
  3. Budgeting for Property Taxes: How to estimate your annual property taxes and incorporate them into your home-buying budget.


Being aware of property taxes before buying a home in South Carolina will help you plan for the future and avoid any surprises down the line.

Call BMac Realty (powered by United Real Estate Queen City) to get your free consultation at 704-761-4385 x2 today.

Friday, February 14, 2025

How to Secure Financing for Your First Home in North Carolina

 Understanding the financing options available to you is crucial when purchasing your first home. Learn about mortgage types, state-specific programs, and tips on securing the best rates in North Carolina.

Key Points:

  1. Conventional vs. FHA Loans: Pros and cons of these common mortgage options.
  2. Down Payment Assistance Programs: Highlight state programs like NC Home Advantage and local grants for first-time buyers.
  3. Current Mortgage Rates in North Carolina: What first-time buyers can expect regarding interest rates in 2025.

There are many ways to finance your home purchase in North Carolina. With the right preparation and knowledge, securing your first mortgage can be stress-free. Let me assist you thru the process! At BMac Realty powered by United Real Estate Queen City, we are here to assist you in your homebuying needs. Give us a call to set up a Buyer Consultation today. Call 704-761-4385 x2.

Thursday, February 13, 2025

How Legal Shield Can Help You With Everyday Legal Issues

 Introduction:

You don’t need to be facing a major lawsuit to benefit from legal support. Everyday legal issues—like reviewing a contract or handling a landlord dispute—are more common than you think. That's where Legal Shield can help.

Benefits:

  1. Simple Document Reviews: Legal Shield allows you to have your important documents reviewed by an attorney, saving you time and potential legal trouble down the road.
  2. Debt Collection Assistance: If you're dealing with a creditor or need help managing debt collection issues, Legal Shield’s services can help you navigate these challenges.
  3. Unmatched Convenience: From traffic tickets to family law issues, Legal Shield provides guidance and support to resolve legal matters quickly and efficiently.
  4. Access to Experienced Lawyers: You get access to a wide range of legal expertise—from real estate to consumer protection law—ensuring you get the right support for whatever comes your way.

Conclusion:
Legal issues don’t always need to be a big, scary ordeal. With Legal Shield, you can handle them proactively and efficiently, ensuring that your day-to-day life stays stress-free.

Go to www.BMac1.com and get the information to make a choice on what you need.