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Tuesday, February 27, 2018

If You Want to Buy a Home, Here Are Some DONT'S!

Buying a home can be the happiest time of your life. It can also be the most stressful. Here are some definite DONT'S when you are in the process of purchasing a home:

1. Use credit cards or get behind on them.
2. Buy a car.
3. Omit liabilities from your loan application.
4. Change jobs, become self-employed or quit your job.
5. Buy any large purchases on credit.
6. Originate any credit inquiries by applying for credit.
7. Change bank accounts.
8. Deposit large sums of money without checking with your loan officer.
9. Co-sign for a loan.

Any of the above actions could cause you to lose your positive loan status and not be able to get the home you want. 

For more information on buying your dream home, contact me, Brenda McMillian, North Carolina Real Estate Buyers Agent. I can help you with purchases within my area or anywhere in the US through my referral system. Call me at 704-294-9150 or email me at info@BrendaMcMillian.com.


Sunday, February 11, 2018

Every Day Should Be Celebrated!

Yesterday, my husband and I took my adult nephew and his wife out to lunch. Once we were seated, the waitress asked if we were celebrating any special event. I replied, "Every day above ground is a reason for celebration!" She smiled and said she agreed but she had to ask because that is what management wanted her to do. She turned out to be very kind, efficient and thorough. We enjoyed her waiting on us and making sure we had everything we needed.
This morning, when I was thinking about our meal, I thought again about what she asked. I do always try to celebrate every day of life. The first thing I do when I wake us, is offer a prayer of thanks for seeing another day. I realize that some people did not make it to see this day and that I have another day to get my life more in order from a physical, mental and spiritual standpoint. Even when I am in severe pain, I am still thankful. Even when something weighs heavily on my mind, I am still thankful. Even when I have to supplicate Jehovah with tears, I am thankful. Each day I attempt to find something to laugh about. If I cannot laugh, I try to smile. Life can be hard and sometimes there are days I do not want to get out of bed. But after I remember my life is a blessing, I am ready to face another day. As one person once said to me, "Better to be seen than viewed." I would have to agree. I just hope that each day I am able to impart that gratitude and thankfulness on to others. It could be as simple as a smile or a quick text or a word of encouragement to a stranger. Living in continual gratitude helps me to get through the not-so-easy days and helps me to look forward to the future with love and hope in my heart.